Welcome to the new LUMOS website

Resources

Research, tools, and insights for small business lenders

Explore free dashboards, download white papers, and see how lenders are using Lumos to predict credit risk and grow their portfolios.

Explore free dashboards, download white papers, and see how lenders are using Lumos to predict credit risk and grow their portfolios.

Lumos Launchpad

Free access to small business lending dashboards and research. Explore SBA performance data, default analysis, and portfolio risk insights.

Free access to small business lending dashboards and research. Explore SBA performance data, default analysis, and portfolio risk insights.

What's in the Launchpad?

Lumos Small Business Economic Index

12-month forecast of expected small business credit losses based on current economic conditions.

SBA Monthly Lending

SBA lending approval activity updated monthly, filterable by program and time period.

SBA 7(a) Lending

Analysis of the SBA 7(a) lending program based on publicly available data.

SBA 7(a) Acquisitions

SBA lending and default trends for business acquisitions since 2018.

SBA Lender Activity

SBA lending to majority women-owned businesses by lender, industry, and franchise.

Bank Key Summary Metrics

Bank metrics and quarterly trends from FFIEC Call Report and UBPR data.

White Papers & Reports

Download our latest research on small business credit risk.

SBA Default Analysis

Historical default trends across SBA loan portfolios.

Historical default trends across SBA loan portfolios.

Portfolio Risk Analysis

Framework for assessing concentration and migration risk.

Framework for assessing concentration and migration risk.

Predictive Small Business Credit Performance

How predictive models outperform traditional scoring.

How predictive models outperform traditional scoring.

person checking expenses on ther laptop

"Real time analytics and predictive models have helped us improve our Small Business lending
and reach more customers"

person checking expenses on ther laptop

"Real time analytics and predictive models have helped us improve our Small Business lending
and reach more customers"

Ready to see Lumos in action?

Ready to see Lumos in action?

Book a 30-minute demo. No pressure, no sales pitch. Just a straightforward conversation about whether Lumos is right for you.

What To Expect:

Quick platform overview

Live demo with real loan examples

Discussion of your specific needs

Clear next steps

"The data and insights provided by Lumos have been instrumental in driving numerous policy changes within our organization."

VP, Senior Product Manager, US Bank