The Lumos Small Business Economic Index

Forecast expected small business credit losses using the current economic environment with the Lumos Small Business Economic Index .

Our economic index has a 30 year average of 100. Scores higher than 100 indicate higher than average credit losses are expected due to worsening economic conditions. The index is directly proportional to annual expected losses. For example, a score of 200 would indicate annual expected losses double the 30 year average and a score of 50 would indicate expected losses half the average.