At Lumos, we’re all about boosting small businesses’ access to capital. We help financial institutions enhance lending efficiency and manage credit risk with advanced predictive models. We are leading the industry with predicative risk insights to better serve our clients, their customers, and our shared communities.
Here is our team of amazing humans shining a light on small business lending analytics.
With her organized and curious approach, Kirra creates simple solutions to complex data problems. She supports our mission with 9 years of computer and data science experience with a strong business and statistical background. Her passion for numbers gives her a sturdy foundation for data software. Add her attention to details, and Kirra can build just about anything. Indeed, she renovated her house by herself after learning everything from construction to electrical from YouTube videos.
Sabrina blends her artistic side with active listening skills to help Lumos meet our clients’ needs. Her methodical yet creative approach lets her forge meaningful connections that complement our goals. After work, Sabrina keeps the creative juices flowing in her home art studio. A proud first-generation immigrant with Argentine roots, she has 10 years’ experience in small-business servicing in the healthcare space and product management.
Through his 11 years as the CFO of a high-growth financial institution, which he led through IPO, Brett refined his leadership skills. He now inspires the Lumos team to collaborate and innovate solutions. As a Tolkien, Star Trek, and Star Wars enthusiast, Brett has mastered the art of forming a holistic team for epic missions.
Trey has spent over 25 years wrangling bits and bytes as a seasoned software architect and distributed computing expert. He’s passionate about the power of technology to solve real-world problems and loves the challenge of building complex systems that make a difference. He thrives on finding innovative solutions, pushing the boundaries of what’s possible. When he’s not coding, you can find him exploring trails and having adventures around town with his family and their canine companions. He’s always eager to tackle the next technological hurdle and make a positive impact.
Dylan developed his data science chops through 9 years of experience as a marine scientist where he explored all sorts of big oceanographic data from satellite imagery to plankton DNA sequences. His approach to data science is centered on the saying, “All models are wrong, some are useful”; he pushes both himself and his predictive models to their limits to find where both can be most useful (and least wrong!). Whether the ecosystem is the coastal ocean or small business financing, he is deeply motivated to leverage data to understand how things work, identify problems and inefficiencies, and develop solutions.
With 14 years of experience in all things mathematics, Matt is a master of collecting, cleaning, exploring, and analyzing data for shifting business needs. His systematic approach focuses on driving effective strategic decisions. In his spare time, he likes to take long walks on the beach, calculate blackholes, solve puzzles, find data errors, and make fun of our demo guy.
Lee is a former commercial banker and twice exited co-founder of SaaS businesses. A culture-first leader, he loves seeing people reach their potential and building teams that win together. Lee prioritizes time with his family and friends, is inspired by doing challenging things outdoors, and strives to stay more fit (and talk more trash) than his teenage sons.
Blaine is a generalist with experience in sales and data analytics, who’s always on the run (literally). Whether he’s running marathons or running code, Blaine is in pursuit of finding new ways to bring data insights to customers. When he isn’t thinking of data, you can find him reading books or soaking up the sun at the beach.
Always up for a challenge, Carri motivates and leads teams through exciting initiatives. She draws upon her 12 years’ experience in operations and technology within the banking industry to discover simple solutions to complex problems. From traveling to exploring, Carri’s thirst for adventure extends throughout her life. She loves finding treasures off the beaten path, whether that’s an amazing dataset or a hidden-gem restaurant.
As a CTO by day and a certified stunt performer by night, Youri is agile in more ways than one! He is an innovative technical leader who inspires our team to tackle each problem with creativity. An educator by nature, Youri has taught gymnastics, sailing, and math. He helps Lumos soar with more than 12 years of experience in theoretical mathematics, web development, and analytical design.
Megan has nearly two decades of experience growing financial institutions’ efficiency and portfolios. Her passion lets her drive success … and a mean putt. (Challenge her to golf at your own risk). Megan always brings her A game for our clients, masterfully improving their operations and financial analyses for stronger decisions and above-par transparency. When she’s not helping our clients make green, she’s probably paddleboarding or enjoying a sour beer on the beach.
Schmitt brings a unique blend of scientific rigor and creative problem-solving to the table. With previous work as a marine scientist, where he modeled harmful algal bloom dynamics, Schmitt transitioned to data science and became an intern at Lumos during his master’s program, securing a full-time role after his graduation. He approaches challenges with both analytical precision and innovative thinking, consistently bringing fresh energy and new perspectives to every project. His passion for data-driven solutions is matched by his ability to think outside the box. When he’s not pushing the boundaries of data, Schmitt can be found caring for his aquariums, cooking BBQ, or challenging friendships in board games.
106 Market Street, Suite 300
Wilmington, NC 28401
United States