Automate.
Evaluate.
Accelerate.

Automated Intelligence for Small Business Financing

 

Business Report and

Qualification Grade

Automate.
Evaluate.
Accelerate.

Automated Intelligence for Small Business Financing

Business Report and

Qualification Grade

Lumos Business Report Product Page ()
Lumos Business Report Product Page ()

Access valuable insights from data and make faster lending decisions.

A powerful solution for small business lending that uses cutting-edge machine learning algorithms and proprietary data to provide valuable insights and automation.

Boost Loan Growth

Due to the overwhelming volume of leads and the inefficiency of manual screening, many potential deals are overlooked or abandoned by lenders.

Assess Credit Risk

Bridge the gap between limited front-end information and a final credit decision by incorporating predictive credit models and AI-driven technologies.

Enhance Operational Efficiency

Early-stage information for small business lending opportunities does not align with the data used for risk assessment, pricing, and loan decision-making.

Unlock a comprehensive Business Report in seconds

5 Inputs

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30 Seconds

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Powerful Insights

AI-Powered Business Write-ups

Generative AI to distill comprehensive business insights with detailed write-ups.

Predictive Qualification Grade

Advanced ML and AI algorithms to forecast loan credit performance with enhanced accuracy and fairness.

Strategic Partnership with Vertical IQ

Robust industry metrics, trends, and forecasts through our exclusive partnership.

SBA Market Analysis

Competitive loan pricing tailored to each loan, ensuring optimal pricing strategies for various lending scenarios.

Robust Economic Risk Assessment

Tools designed to help you understand and mitigate risks related to fluctuating economic conditions.

Generate AI-powered business write-ups

Use generative AI for concise, informative reports on crucial business aspects to support smarter lending decisions.

Lumos Business Report Product Page
Lumos Business Report Product Page ()
Lumos Business Report Product Page ()

Business Write-Up Powered by AI

Distill comprehensive business insights into succinct, detailed write-ups for informed lending decisions.

Overview of Reviews

Discover what people are saying about the business in an overview of online reviews.

Contact Information

Efficiently gather information that may be helpful in contacting a representative of the business.

Assess risk and prioritize leads with the Qualification Grade

Leverage advanced machine learning and AI algorithms to forecast loan credit performance with enhanced accuracy and fairness.

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Proprietary Small Business Data

3 decades of small business performance data on over 2 million SBA loans combined with cutting-edge machine learning algorithms.

Expected Loss Model

The Qualification Grade predicts expected credit losses over the next 12 months for small business loans and lines of credit up to $5MM.

Bias & Fairness Testing

Rigorous testing to ensure our models do not lead to disparate impacts across owners’ gender, race, ethnicity, veteran status, and business location.

Third-Party Validation

Third-party evaluation and validation through regulatory compliant MRM, stress testing, and ongoing monitoring of the model’s performance.

Understand a business’s financial picture and overall state of the industry

Gain access to robust industry metrics, trends, and forecasts through our exclusive partnership, empowering your decision-making with data-driven insights.

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Key Industry Metrics & Drivers

Industry Trends & Forecast

Financial Benchmarks

Lumos Business Report Product Page ()
Lumos Business Report Product Page ()

Analyze comprehensive and intuitive data in a centralized solution

Navigate through economic volatility with our tools designed to help you understand and mitigate risks related to fluctuating economic conditions.

Engage in competitive loan pricing with our in-depth SBA market analysis, tailored to each loan, ensuring optimal pricing strategies for various lending scenarios.

Credit Benchmarks

Business, industry, sector, and total SBA expected loss trends over time.

Percentile rank for easy comparison across county, industry, and sector.

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Economic Landscape

Sensitivity analysis to assess the business’s performance in different economic environments.

Economic metrics over time.

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SBA Market Landscape

County, industry, sector analysis of top lender’s production and market share.

Loan size breakdown with pricing range comparisons.

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Save time by optimizing the loan pre-screening process

Lumos Business Report Product Page ()
Lumos Business Report Product Page ()

Make Faster Lending Decisions with

Lumos Business Report Product Page ()

A powerful solution for small business lending that uses cutting-edge machine learning algorithms and proprietary data to provide valuable insights and automation.