We empower your institution to diversify and strengthen your portfolio. With Lumos, you can harness underutilized data to lend equitably to traditionally underserved small businesses.
At Lumos, we strive to elevate SBA lending with sophisticated, data-backed predictive modeling and risk assessment. We reveal actionable insights from SBA lending trends, including the wealth of raw data that many institutions can’t fully leverage.
Disparate data and inefficient processes hinder your portfolio’s growth and contribute to bias in lending. Our mission is to help you see the whole story of your portfolio — one that can only be found through innovative data analysis.
This way, you can leverage the right data for credit decisioning with less risk and greater potential. With our guidance, your lending institution can confidently provide capital to underserved businesses. By revealing the data’s full value, we illuminate both institutions’ and small businesses’ paths toward sustainable growth.