The Lantern
News and Blogs
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Lumos Technologies Releases Lumos Prime+ Score for Small Business Loans Exclusively Through Lenders Cooperative
Wilmington, N.C., Jan. 26, 2023 – In response to the rising demand for better credit insights from lenders financing small business loans, data insights and
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It’s a Big, Big Deal: The Giant Opportunity for Smaller Dollar Small Business Lending
Small dollar loans to small businesses are a trending topic. With more than 33 million small businesses in the United States, it is easy to
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The Secret Every Small Business Lender Knows: The Market Opportunity for Small Dollar Loans is Vast
It’s not a secret that financial institutions have historically struggled to provide small dollar financing to small businesses. This type of lending comes with inherently
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Lumos Technologies Launches Suite of Products Focused on Small Business Lending and Banking Trends
Wilmington, NC, January 17, 2023 – Lumos Technologies, a financial technology platform specializing in banking data and analytics, is announcing the launch of its new
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9 Data Security Practices Every Start-Up Should Implement Early
Data security protects digital information from unauthorized access, use, disclosure, or destruction. You probably have a better grasp of baseline data security practices than you realize.
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Data Storage Wars: Solutions in AWS, Azure, Google Cloud, and Snowflake
Most of the world’s companies, and even individuals, rely on cloud data storage for things they do every day. Whether they run a simple website
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How Model Risk Management Strengthens Your Machine Learning Strategy
As adoption of artificial intelligence (AI) continues to proliferate around the economy, businesses must build strategies around how to manage these new processes. One sector
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Is SBA Loan Performance a Proxy for the Broader Economy?
Many academic papers have been written about SBA guaranteed lending programs. They explore everything from loan failure rates to the impact on the availability of
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4 Ways Unemployment Affects Financial Institutions
It’s never easy when unemployment rates are high and job creation is at a standstill. While these situations produce high-stress levels for individuals directly impacted
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How Banks Navigate Rising Inflation
Do banks win or lose in a high inflation scenario? The answer is more complex than you might think. As inflation reaches a decades-long peak,
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The SBA Loan Landscape Has Been Reshaped Post Covid-19
For better or worse, the SBA loan landscape was transformed with the onset of the COVID-19 pandemic. Relief programs offered forgivable and low-interest loans to